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Welcome to our website!
You may access your Fidelity account by clicking on the red link to your left:
“Account Look Up” .
If you are new to our site, please get to know us by taking a few moments to read below and click on the links to your left. It would be a pleasure to speak with you and answer your questions, so do not hesitate to contact us: 772 231-3122
Building and Preserving WealthCapital Investment Advisors, Inc. investment management program opens the door to new strategies for financial success. Our key objective is to help build and preserve wealth for our clients. Few things are more important. Though there may be programs which promise greater rates of return, our program is designed to minimize (but not eliminate) the risk of stock market investments within reasonable boundaries. We do this through a “trend-following approach.” To provide a thorough, detailed approach, we focus on five essential elements: Investment Policy Development
 ,Investment Selection,
Professional Management,
Performance Evaluation , and
Ongoing Monitoring.
We are committed to providing investment management guidance and personal financial planning for individuals and families, businesses, estates, and trusts. We offer, in addition to our expertise and service:
Absolute Confidentiality,
Qualified, Experienced Professionals,
Current Solutions,
Unbiased Advice and Judgment.
Our key objective is to help you achieve and maintain financial security through a six-step financial planning process. It’s a dynamic, continuing approach that begins with you and our Financial Consultant and continues throughout your lifetime. We can assist you with the following: Define Relationship, Specify Goals, Evaluate Financial Status, Present Recommendations, Implement a Plan and Monitor your plan.
We understand that no two investors have the same situation, so it is important that your money is invested according to your personal needs. We take the time to place your money in a portfolio that will perform accordingly.
Although we offer three distinct portfolios, they all emphasize one important characteristic…the return of your principal versus the return on your principal. In other words, all portfolios will emphasize asset preservation before growth.
Below you will find a detail of the three portfolio types, Trend-Following, Advisor Choice, and Asset Preservation; we welcome your inquiries. Trend Following:
We attempt to achieve long-term appreciation of each client’s investments by investing primarily in equity securities of US and foreign companies through mutual funds and exchange traded funds. Assets may be invested in individual domestic or foreign equity securities, debt securities, money market funds or cash equivalents.
The manager invests using a trend following system. The system was developed in the 1970’s by Dick Fabian and used by his investment clients through a newsletter subscription. In 1992 he sold the newsletter to his son, Doug Fabian. Successful Investing is the present name of the newsletter. Information about the system and the newsletter can be found at www.Fabian.com.
The basis of the trend following system is centered on the Domestic Fund Composite index, which was initially developed by Dick Fabian as the Mutual Fund Composite. The composition of the index changes from time to time. As a confirmation of a trend, the Wilshire 5000 index is used. There is a very strong correlation between the two indexes. A positive trend indicated by the two indices results in client assets being moved into the equity market through Exchange Traded funds (ETFs) or mutual funds. A positive trend occurs when the current trend line of the indices moves above the 200-day moving average of the indices. The client assets will remain invested until the current trend line moving below the 200-day moving average of the indices indicates a negative trend. Effectively, the 200-day moving average becomes a stop-loss for the client assets. This minimizes the downside losses of client assets. Historically, since 1977, the average positive cycle is 14 months. Taxable and non-taxable accounts appropriately use this strategy because most gains result in long-term capital gains.
During periods when the trends are negative or sideways, the strategy may use short-term trend changes allowing Trend-following portfolios to enter or exit the market using shorter term moving averages. Though the Trend Following plan is based on the Fabian system, we may deviate from Fabian when we believe it is in our client’s best interest.
We rely on the publisher’s information to make our moves in and out of the market. Once we have received a confirmation to enter the market, we will review the investment recommendations made by the newsletter. Through a fund screener available on the Fabian.com website we review the top performing ETFs and mutual funds for the Conservative and Moderate growth areas. We evaluate them on a 4, 8, and 12-week basis along with the year-to-date, 3 year, and 5 year returns. Additionally, we research the investment choices through publicly available research information on the Internet. Investment choices are made and then monitored on a regular basis while we are fully invested. When we move our client assets to cash on a negative trend moving through our moving average line, we invest the assets in money market accounts. Depending upon the economic circumstances we may move some of these assets into short-term corporate notes for greater investment yield. We will also consider investment in Enhanced Index (EIF) funds, which capitalize on the negative trends of the market.
Though the Trend Following plan is based on the Fabian system, we may deviate from Fabian when we believe it is in our client's best interest.
Advisor Choice: Capital Investment Advisors attempts to achieve long-term appreciation by investing primarily in equity securities of US and foreign companies primarily, but not limited to, stocks, mutual funds and exchange trade funds. Any portion of this portfolio may be in or out of equity/bond positions. The portfolio will utilize mutual funds and ‘baskets’ such as i-shares, ETF’s, PowerShares, etc… Monies may be invested in any sector, or any country including emerging markets and foreign currencies.
Asset Preservation:
This portfolio will mimic Advisor Choice, but may choose to have a greater portion in cash or income producing positions.
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